Your money. Your way.

All the safety and security of FDIC-insured* U.S. bank accounts. Modern features that help you keep your money organized like never before.

Phone showing UniFi dashboard

Organize your money into accounts

Think of accounts like folders for your money — easily create separate accounts for different purposes. This helps you track your expenses, avoid overspending, and save more money. UniFi bank accounts* are fully-featured U.S. checking accounts FDIC-insured up to $250,000 per depositor.

UniFi accounts list

Spend from any account with your UniFi card

We’ll mail you a physical UniFi card. Choose which account you want to spend from, and change it on the fly. For example, make daily purchases from your Daily Spending account, and then spend from your Vacation Fund when you go on a trip.

UniFi debit card

Create cards to meet your spending needs

Create multiple virtual cards, each with their own unique number and security code. This makes it easy to keep your online purchases safe and secure. You can also set spending limits on each virtual card, which helps you avoid fraud and overspending.

Virtual cards

Shared accounts

Easily add your family to shared accounts. They’ll be able to spend from the account using their own UniFi card.

Shared accounts
Get your free account

Sign up to get free personal and shared checking accounts, a UniFi debit card, and more – no fees, and no account minimums.